Jake Molitor

Welcome to Jake Molitor State Farm!

As your local State Farm Insurance Agent and longtime resident of Frontenac, MO, I am proud to protect our community. Our goal at Jake Molitor State Farm is to help you manage everyday risk and make an informed decision about your coverage. We provide the St. Louis area with car insurance, homeowners' insurance, business insurance, life insurance, health insurance, and more. We are also here to help with commercial insurance and multifamily insurance. You can count on our agency to offer unparalleled customer service and know that you are always our priority.

I have been a State Farm Insurance Agent for over 8 years. During this time, I have had the opportunity to help members of St. Louis and the Kirkwood, MO community during the greatest and worst times of their lives. I love having a career where my most important objective is to help people and put them in a better situation. In my free time, you can find me spending time with my beautiful wife, Julie, and our two sons Jack and Charlie. We love to be active, travel, listen to music, volunteer in the Kirkwood community, and hang out with great friends and neighbors.

My team has received many awards and recognition through State Farm, and we are the top producing commercial agent in the State of Missouri for 2023! Our philosophy is simple. First and foremost, we want to better understand your goals. Secondly, we will help you identify and understand the risks that your family faces. Our third objective is to help you understand gaps within your goals and objectives. The last objective is to help develop a plan and provide real options that help you achieve all your goals.

All of us at the Jake Molitor State Farm Agency are involved in our community. We love seeing our customers at school, church, grocery stores, volunteer activities, and networking events. I am a member of the Kirkwood Chamber of Commerce, a Volunteer at Junior Achievement, a member of the St. Louis Sports Commission, and a member of the Gateway of Young Entrepreneurs.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

We would love to be your provider for home insurance, car insurance, life insurance, business insurance, commercial insurance, personal articles insurance, multifamily insurance and much more. Click the link above to see how over 700 customers have reviewed us. We strive to be the top insurance agency in all of St. Louis and the Kirkwood community. We are also able to assist our Illinois and Arkansas neighbors.

Call, click, or stop by the office today and we will show you how we are different from any other insurance agency you have experienced!